Buying an apartment or renting a house. The expert clarified whether

Despite the war, small apartments are in demand in Ukraine, and real estate prices in major cities remain stable. Investing in real estate can be profitable in the long run, but renting a home can provide psychological comfort. About this in an exclusive interview HAS said Elena Sosedka, co-founder of Concord Fintech Solutions, the first fintech ecosystem in Ukraine.

Despite the war, real estate prices in major cities such as Kyiv and Lviv remain relatively stable. Demand for small apartments continues to grow due to displaced and returning residents

According to him, some experts believe that after the end of military operations, real estate prices may increase significantly. This makes current investments potentially profitable in the long run.

At the same time, Naibor reminded that hostilities are ongoing and the risk of property destruction remains high.

“Despite the improvement of anti-aircraft defense systems, no one can guarantee the complete safety of buildings,” he noted.

At the same time, Sosedka pointed out that during a military conflict, renting apartments provides the necessary flexibility and mobility.

“Renting apartments allows you to quickly change your place of residence if the situation worsens, which is important in times of instability,” Sosedka said.

In addition, leasing allows you to avoid significant financial losses in case of property destruction.

“You will not be responsible for the restoration or compensation of damages related to the destruction of real estate,” said the expert.

Another advantage of rented apartments is psychological comfort, according to Sosedka.

“Living in a rental home can be psychologically easier knowing you can easily move if needed,” she explained.

According to the expert, whether to invest in real estate or rent apartments in Ukraine depends on the risk tolerance, financial capabilities and long-term goals of everyone who is faced with such a choice.

“If you like high risks and see the potential for long-term rewards, investing may be worthwhile. However, for a more conservative approach, renting a home will give you greater flexibility and reduced financial risk. It is important. Weigh the pros and cons and consult with professionals before making a decision,” Harevan advised.

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