Thanks to the new expedited process introduced by the bank, it reduces financial pre-approval times and enables fast disbursal, making it easier for interested borrowers and significantly speeding up the disbursement time.
THE: Eurobank “accelerates” the provision of mortgage loans to prospective borrowers. With a new fast process (quickly – follow) Introduced by the bank, it reduces financial pre-approval times and enables fast disbursement, favoring interested borrowers and significantly speeding up disbursement time.
New, specially designed, fast process allocationinterested borrowers can:
- Financial pre-approval within 48 hours for immediate information on how much money they are entitled to, based on their financial capabilities. Pre-approval can be used to finance the purchase, construction, repair or renovation of a property. Identification data and the last 2 income tax statements of employees or self-employed persons are required to submit the application. In this way, the interested party knows from the beginning the possibility and amount of financing.
- Property purchase financing, where disbursement is possible within 10 working days after submission of the property purchase agreement and other documents; In Eurobank. It is noted that 10 working days does not include the mandatory period for the customer to review the terms of the credit agreement based on the relevant law.
- Electronic contract signing via gov.gr.
The fast track procedures is another initiative of Eurobank, which is aimed at continuous improvement of customer service and satisfaction and refers to mortgage loans offered by the Bank, such as:
- Fixed rate mortgages.
- Low repayment for the entire duration of the loan.
- Preferential interest rate from 3%.
- There are no early repayment costs.
- Mortgages for young people and couples under 45 looking to buy or build their first home.
- Special rates for fixed plans of 10 years or more.
- Financing of up to 90% of the commercial value of the property for those who do not already have a mortgage.
- Possibility of interest payment up to 2 years.
- Mortgages for permanent residents of rural areas with at least three childrenwith flat rate 1% For the entire duration of the loan within the framework of the demographic initiative of the Eurobank.
Let’s remind that this year for All mortgage applications submitted by July 31, 2024 borrowers they are not burdened with loan costs (Technical and legal audit or loan approval costs).
See about the quick mortgage process and terms and conditions here._